1 Year Same As Cash Scheme

So I wanted to give you a heads up on something that is a real issue with a lot of people. Have you ever heard of or participated in one of those “1 year Same as Cash deals?” I have a buddy who bought some furniture last year using that payment plan, but when the time came to pay up, he couldn’t quite swing it. No big deal right? You just start making payments and everything is ok. Well, not so fast. Not only did he have to start making payments at 22% interest, they tacked on all the back interest for the WHOLE year onto his account. So what should have ended up being a $2200 balance, actually cost him $2800. Ouch. Now I hear you saying “That would never happen to me,” but did you know that this happens 86% of the time? You heard me right, 86% of people can’t make their payment within 1 year and so they end up with a high interest rate and a really big balance. So here’s the deal. Unless you’ve got that money stashed away somewhere, or you put some money aside each month to pay for your purchase, the one year “same as cash” deal might not be such a good idea. Many times, flashing cash from the get go, will get you a better deal and save you a lot of money in the long run. In any case, if you find yourself tempted to go this route just be careful. First, be honest with yourself and your financial situation. Remember, 86% of people thought they could make that payment when the year was up, but they couldn’t. Second, try to negotiate a better deal by paying cash up front. A lot of companies are strapped right now and cash is king. Third, if you decide to take this route, mark you calendar at month eleven, and then make your payment then. It would be better to pay one month early than to accrue back interest and a larger balance.

I Can't Believe Google Can Do This

You know, I just love Google. They have so many tools and gadgets I could give you a tip every week for a year and still have more left over. This week I want to tell you about a little known tool that is gonna come in very handy for you. So sometimes you need to solve a math problem and you just don’t have a calculator handy and the one on your cell phone is way too complicated. Well if you open up Google, you can put math problems right in the search bar and it will give you the solution. It gives you the answers for very simple equations like addition, subtraction, multiplication, and division, but it also gives the answer for very complicated math problems like calculus or trigonometry. How cool is that? For example, if you type 67 X 37 in the search bar and then hit the enter button, up pops the answer which is 2,479. This is really cool because you can use it anywhere you have access to a computer. And you don’t have to remember calculator website names.Isn’t that great? You know what makes Google such a valuable resource is that they seem to have an answer for everything on the internet. And that’s exactly what we want to be for you with all your housing needs. Whether you are buying or selling, if you have questions that need answers, no matter how simple or how complicated, give us a call. We have people on our team that do nothing but look in every nook and cranny to make sure you keep as much of your hard earned dollars in your pocket as possible.

What A Landlord Must Do To Evict A Tenant

A landlord may evict you for violating a provision of your lease, but must do so according to lawful procedures. For example, unless your lease provides otherwise, when you do not pay your full rent, the landlord must first make a clear demand on you for payment of the past-due rent. Then, if you do not pay the rent within ten days (or if you have violated your lease in some other way), the landlord may file a formal "summary ejectment" complaint against you in court describing why you should be ejected.
Many leases permit the landlord to shorten the ten day notice period or avoid it altogether by including a "forfeiture" clause. Such clauses provide that the lease terminates if you do not pay your rent within a specified number of days after it is due and may require no notice or less than ten days' notice before the landlord is permitted to begin the summary ejectment proceeding in court.
At the court hearing, you can, of course, raise defenses. If the magistrate rules in favor of the landlord, you can appeal the decision within ten days. However, you must pay the appropriate rent to the clerk of court while the appeal is pending. If you do not appeal in time, or if the landlord wins the appeal, he can enlist the services of the county sheriff to execute the judgment and evict you. At all times throughout the process, the landlord must use peaceable means to regain his property. "Self-help eviction," such as changing the locks, removing your possessions, or padlocking your door, is not permitted.